Things To Know When Applying For Unemployment Benefits
- Unemployment benefit programs are for workers who have been unemployed without their fault and those workers who are eligible as determined by the law.
- You can apply for your unemployment benefits at your state unemployment insurance office.
- Workers who have collected their regular unemployment benefits may be eligible for Unemployment Insurance Extended Benefits
- You can visit gov if you are unemployed and is receiving unemployment benefits. This site offers further education and training and also aid in the cost.
- Delaware, Mississippi, New Hampshire, New York, Oregon and Rhode Island offer a voluntary program which is the self-employment assistance which offers unemployed worker to have the opportunity to have a small business.
- Any unemployment benefits received that are part of your gross income must be reported. You can visit the Unemployment Compensation website for more information.
- Other information regarding unemployment benefits, you may call the U.S. Department of Labor’s Employment and Training Administration.
How To Continue Health Coverage
- The Consolidated Omnibus Budget Reconciliation Act (COBRA) is the provision that lets the health coverage of the unemployed worker to be continued even when it is supposed to be terminated. This provision does not only pertain to the worker but also to the worker’s family and dependents to have the right to temporary continuation of the health coverage. Individuals who are qualified for COBRA may have to pay the coverage up to 102 percent cost of the plan.
- Other information about COBRA can be accessed at An Employee’s Guide to Health Benefits under Cobra
- For problems, questions or complaints; you can contact your plan administrator or the Employee Benefits Security Administration.
- Special cases may permit you to change your health coverage from COBRA to Marketplace health Insurance coverage
How To Get Disability Insurance
- Disability insurance covers individuals and their families from financial burden if something unexpected happens such as illness or injury which disables them from earning. You can visit gov for more information.
- Employers may give workers either a short-term or long-term disability policy or both depending on their need for employees.
- Short-term disability policies lasts for as long as 2 years
- Long-term disability policies can last for a lifetime
- Ask yourself these questions before purchasing a disability package: what is the definition of disability? When do the benefits begin and how long will it last? And how much is the amount of the policy?
- If you are already “insured” or you have worked long enough and have paid your Social Security taxes, the Social Security disability insurance program will pay your benefits including your beneficiaries.
- Depending on your financial needs, the Supplemental Security Income pays your benefits.
How To Get Worker’s Compensation
- The worker’s compensation laws include:
- A fixed payment shall be given to those workers who were injured or disabled at work
- Benefits for dependent and beneficiaries shall be given when a worker dies due to work related accidents or illnesses
- Protection of both the employee and other workers. Employers are protected by limiting the amount an injured worker can get and removing the liability of their co-workers in case of accidents
- Local state workers’ compensation program should be contacted by injured workers working in either private or government companies.
- Office of the Workers’ Compensation Programs covers federal employees, longshoremen, harbor workers and coal miners.
- A worker denied of benefits may contact their state workers’ compensation office to file an appeal or they may contact a licensed lawyer.
For Wrongful Discharge Or Termination Of Employment
- Different states have different laws regarding wrongful termination.
- If you think you have been wrongfully terminated, you may contact your state department of labor for further information. You can also consult a licensed attorney.
- Some cases have been eligible for unemployment benefits.
- If you are an employer and needs information about legal termination and would like to avoid violations of the law, you can contact either the Equal Employment Opportunity Commission or your state department of labor. You can also seek legal counsel.